While it’s certainly true that not every driver on the road explicitly needs a dash camera for their vehicle, a lot of them do – as evidenced by just how popular they’ve become over the last few years. If you’ve often wondered whether or not you should buy one yourself, the good news is that you don’t have to think about it much longer. Use this list to help determine if you really need a dash cam for your car, and if you identify with one or even all of the items on this list, a trip to the local electronics retailer (or dash cam distributor’s website) is likely in your future.
You Want to Have Clear Evidence in the Event You’re in a Car Accident
This is understandably the number one reason why millions of people all over the world have decided to purchase dash cams for their own vehicles over the last decade. If you’ve ever actually been in a car accident before, you know how quickly it can devolve into a “my word versus your word” situation. Even if you know beyond the shadow of a doubt that you are completely in the clear… actually proving that in a court of law is often easier said than done.
Unless you have a dash camera, that is. If you do, you’ll have crystal-clear video footage of exactly what happened before, during and after the accident. If you purchase a more advanced model, you’ll likely have access to additional information like speed, direction and other GPS data, too. This will all go a long way toward clearing your name (and preventing an insurance rate hike).
You’re Looking for an Insurance Discount
Speaking of insurance rates, another one of the major reasons why you would want to invest in a dash cam for your car comes by way of the insurance rate discount that you’re likely to receive as a result. Many different insurance companies – including some of those in the United States – offer discounts for safe drivers and those who take extra precautions to avoid the type of situation where they would need to file a claim in the first place.
A lot of times, all you have to do is call your insurance provider and tell them that you purchased and installed a dash cam. The amount of money you’ll save per month alone will more than pay for the camera over time.
Your Battle Against Undisciplined Drivers Is Never Ending
If you’re the type of person who can’t stand to see a reckless or otherwise careless driver on the road, a dash cam will also quickly become your first line of defense against these types of situations. The next time you see someone who is driving irresponsibly, just record whatever they’re doing with your dash cam. When you call the local authorities to file a formal complaint, you’ll be able to give them the footage so that they can see exactly what happened and determine the best course of action. This will go much farther than just your word alone.
You Have a Teenage Driver
Whether you currently have a teenage driver or you’ve got a younger teen counting down the days until they get their learner’s permit, a dash cam is a great way to bring both accountability and visibility into the situation. Teen drivers are a lot less likely to drive carelessly – and dangerously – if they know there is always an extra set of eyes watching them at all times, even when you’re not physically present in the car.
With some dash cam models, you can even view a live stream of footage right over the internet, meaning that you can check in on your teen at ANY time via a smartphone or tablet.
Fraud Is a Top Concern
Finally, one of the most important reasons why you may want to invest in a dash camera can be summed up in a single word: fraud. This is probably the biggest reason why so many Russian drivers have purchased dash cams over the last few years (and why all of the dash cam videos on YouTube seem to be from Russia as well) – insurance fraud is such a significant problem in that country that people are taking things into their own hands.
Even if you’re not actually involved in a car accident, it’s very easy for someone to say that you were. In reality, you’re stopped at a crosswalk. But according to the pedestrian who just called the cops on you for no reason, you actually hit them while they were passing in front of your vehicle. Without a dash cam, you basically have no recourse – you can essentially allow yourself to be extorted to try to prevent a criminal report or fraud claim, or you can hope the justice system is on your side. With a dash cam; however, you won’t have to worry about a thing – exactly the way it should be.